I only write this because I’m watching the debates about the healthcare bill being put forward by Trump in the US. In Australia we use tax to pay for health cover for everyone and only use health insurance for extras and to reduce waiting times and maybe choose doctors and hospitals. If you have lots of money by this you can get first class hospitals and healthcare but health is regarded as a fundamental right of any living individual and so we use public money to cover all. It is much the same system in other western countries. The US should remove the concept of insurance from health and tax more to provide health as a basic right. Focus on life rather than money.
I should mention that the tax system in Australia is graduated depending on how much you earn. It gradually goes up as you earn more money, the top rate for earnings over $100,000 is 49%. If you earn below $18,000 it’s zero tax, say 30% on earnings between $30,000 and $50,000 and 40% on earnings between $50,000 to $70,000 etc. In Australia the individual tax rate is up to 49%, in the US it’s 39%. These are all estimate tax rates but it’s graduated and quite a fair system in Australia which also has unemployment benefits if your out of work. And the pension if your too old to work but still need money for food etc all covered by the tax system. The country hopes to provide for all people in need but then again there is also Superannuation which is deducted from your income, partly for retirement. Citizens should financially care for the poor and in Australia they try to.